Cuba, IL
Cuba wildfire risk explained
USFS scores Cuba at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 818 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cuba at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cuba's building exposure, zone by zone
95.7% of Cuba's 818 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 4.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Cuba compares
Cuba's 73rd-percentile standing inside Illinois outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cuba ranks 23,280 for wildfire risk (1 is highest) and 13,470 by building count (1 is largest). Within Illinois alone, it ranks 383 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Cuba and the insurance market
Cuba's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 95.7% of Cuba's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Cuba's figures come from
Every one of the two percentiles behind Cuba's 23,280-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cuba's dominant indirect exposure actually means, with real examples from across the dataset.