Crystal Mountain, MI
Crystal Mountain wildfire risk explained
Out of every US place USFS scores, Crystal Mountain lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 255 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crystal Mountain's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
What "at risk" means for the buildings here
77.7% of Crystal Mountain's 255 buildings sit in USFS's Direct exposure zone, roughly 198 structures close enough to burnable vegetation for flame contact, not just embers — 22.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Crystal Mountain ranks
Compare Crystal Mountain's two percentiles: 73rd within Michigan, only 24th nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Crystal Mountain ranks 23,950 for wildfire risk (1 is highest) and 22,981 by building count (1 is largest). Within Michigan alone, it ranks 198 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Crystal Mountain's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Crystal Mountain
With 77.7% of Crystal Mountain in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Crystal Mountain's figures come from
Every one of the two percentiles behind Crystal Mountain's 23,950-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Crystal Mountain's dominant direct exposure actually means, with real examples from across the dataset.