Crystal, MN
Crystal wildfire risk explained
Crystal's 10,387 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crystal's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Crystal's buildings actually sit
Only 5.2% of Crystal's 10,387 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 10,387 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Crystal against the rest of the country
Crystal scores 32nd nationally and 39th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Crystal ranks 21,368 for wildfire risk (1 is highest) and 1,534 by building count (1 is largest). Within Minnesota alone, it ranks 560 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Crystal and the insurance market
At the 32nd national percentile, Crystal rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Crystal
With 94.9% of buildings rated Minimal exposure, Crystal gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,387 counted buildings into the percentiles shown above for Crystal. For more on what minimal exposure implies beyond Crystal, see the exposure-zones guide.