Crystal Lawns, IL
How exposed is Crystal Lawns to wildfire?
USFS's Wildfire Risk to Communities model puts Crystal Lawns at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,125 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crystal Lawns at the 20th percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
Crystal Lawns rates 95.3% Minimal exposure against just 4.7% Direct and 0% Indirect — of 1,125 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Crystal Lawns compares
Crystal Lawns's 61st-percentile standing inside Illinois outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Crystal Lawns ranks 25,267 for wildfire risk (1 is highest) and 11,115 by building count (1 is largest). Within Illinois alone, it ranks 562 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 20th national percentile, Crystal Lawns rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 95.3% of Crystal Lawns outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Crystal Lawns's figures come from
Crystal Lawns's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Crystal Lawns's dominant minimal exposure actually means, with real examples from across the dataset.