Crystal Lake Park, MO
Crystal Lake Park wildfire risk explained
Crystal Lake Park sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 213 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crystal Lake Park at the 52nd percentile, close to its 49th-percentile risk score.
Crystal Lake Park's building exposure, zone by zone
Crystal Lake Park rates 96.2% Minimal exposure against just 3.8% Direct and 0% Indirect — of 213 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Crystal Lake Park compares
Crystal Lake Park ranks lower within Missouri (30th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Crystal Lake Park ranks 16,131 for wildfire risk (1 is highest) and 24,368 by building count (1 is largest). Within Missouri alone, it ranks 737 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Crystal Lake Park's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Crystal Lake Park's 96.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Crystal Lake Park's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Crystal Lake Park, see the exposure-zones guide.