Crystal Lake, IL
How exposed is Crystal Lake to wildfire?
Crystal Lake sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 14,008 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crystal Lake's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Crystal Lake's building exposure, zone by zone
Most of Crystal Lake's buildings (93.4% of 14,008) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 14,008 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Crystal Lake compares
Within Illinois, Crystal Lake ranks higher (78th percentile) than it does nationally (29th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Crystal Lake ranks 22,271 for wildfire risk (1 is highest) and 1,072 by building count (1 is largest). Within Illinois alone, it ranks 311 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Crystal Lake
At the 29th national percentile, Crystal Lake rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Crystal Lake
With 93.4% of buildings rated Minimal exposure, Crystal Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Crystal Lake's figures come from
The methodology guide shows exactly how USFS turned 14,008 counted buildings into the percentiles shown above for Crystal Lake. The exposure-zones guide covers what Crystal Lake's dominant minimal exposure actually means, with real examples from across the dataset.