Crystal Lake, CT
How exposed is Crystal Lake to wildfire?
Crystal Lake sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,183 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crystal Lake at the 31st percentile, close to its 33rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Crystal Lake: 79.8% of its 1,183 buildings, versus 17.9% Indirect and 2.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Crystal Lake compares
Crystal Lake's 56th-percentile standing inside Connecticut outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Crystal Lake ranks 21,012 for wildfire risk (1 is highest) and 10,746 by building count (1 is largest). Within Connecticut alone, it ranks 94 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Crystal Lake and the insurance market
At the 33rd national percentile, Crystal Lake rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Crystal Lake's 79.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,183 counted buildings into the percentiles shown above for Crystal Lake. For more on what direct exposure implies beyond Crystal Lake, see the exposure-zones guide.