Crystal Beach, AZ
Crystal Beach wildfire risk explained
Crystal Beach sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 199 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crystal Beach at the 48th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Crystal Beach's buildings actually sit
USFS puts 65.3% of Crystal Beach's 199 buildings in the Indirect exposure zone, versus 34.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Crystal Beach compares
Crystal Beach's 49th national percentile looks worse in isolation than its 17th ranking inside Arizona does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Crystal Beach ranks 16,155 for wildfire risk (1 is highest) and 24,874 by building count (1 is largest). Within Arizona alone, it ranks 366 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 49th national percentile, Crystal Beach rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 65.3% of Crystal Beach's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Crystal Beach's figures come from
Every one of the two percentiles behind Crystal Beach's 16,155-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Crystal Beach's dominant indirect exposure actually means, with real examples from across the dataset.