Cruzville, NM
Cruzville wildfire risk explained
Out of every US place USFS scores, Cruzville lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 100 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cruzville at the 97th percentile, close to its 97th-percentile risk score.
Where Cruzville's buildings actually sit
100% of Cruzville's 100 buildings sit in USFS's Direct exposure zone, roughly 100 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Cruzville compares
Cruzville scores 97th nationally and 93rd within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cruzville ranks 886 for wildfire risk (1 is highest) and 29,042 by building count (1 is largest). Within New Mexico alone, it ranks 37 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Cruzville
Cruzville's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Cruzville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Cruzville's figures come from
The methodology guide shows exactly how USFS turned 100 counted buildings into the percentiles shown above for Cruzville. The exposure-zones guide covers what Cruzville's dominant direct exposure actually means, with real examples from across the dataset.