Crugers, NY
Crugers, NY's wildfire risk, in USFS's own numbers
USFS scores Crugers at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 337 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crugers's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Crugers's buildings actually sit
71.2% of Crugers's 337 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 28.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Crugers ranks
Within New York, Crugers ranks higher (85th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Crugers ranks 18,692 for wildfire risk (1 is highest) and 20,663 by building count (1 is largest). Within New York alone, it ranks 189 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Crugers
Crugers's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Crugers
Crugers's 71.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 337 counted buildings into the percentiles shown above for Crugers. For more on what indirect exposure implies beyond Crugers, see the exposure-zones guide.