Cruger, MS
Cruger wildfire risk explained
Cruger's 201 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cruger's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Cruger's buildings actually sit
USFS classifies 85.6% of Cruger's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Cruger ranks
Inside Mississippi, Cruger sits at just the 12th percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cruger ranks 19,569 for wildfire risk (1 is highest) and 24,801 by building count (1 is largest). Within Mississippi alone, it ranks 368 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Cruger and the insurance market
Cruger's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 85.6% of Cruger outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cruger's 19,569-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cruger, see the exposure-zones guide.