Croydon, PA
Croydon wildfire risk explained
Out of every US place USFS scores, Croydon lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 3,912 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Croydon at the 49th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Croydon's buildings actually sit
USFS classifies 90.9% of Croydon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Croydon compares
Croydon's 77th-percentile standing inside Pennsylvania outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Croydon ranks 16,525 for wildfire risk (1 is highest) and 4,327 by building count (1 is largest). Within Pennsylvania alone, it ranks 458 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Croydon and the insurance market
Croydon's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Croydon
Even with 90.9% of Croydon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Croydon's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Croydon, see the exposure-zones guide.