Crownsville, MD
Crownsville wildfire risk explained
Crownsville sits at the 40th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 957 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crownsville at the 40th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Crownsville's buildings actually sit
957 buildings are counted in Crownsville, and 93.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1% rated Minimal.
Where Crownsville ranks
Compare Crownsville's two percentiles: 58th within Maryland, only 40th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Crownsville ranks 18,877 for wildfire risk (1 is highest) and 12,256 by building count (1 is largest). Within Maryland alone, it ranks 220 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Crownsville's elevated wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 93.6% of Crownsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Crownsville's figures come from
The methodology guide shows exactly how USFS turned 957 counted buildings into the percentiles shown above for Crownsville. The exposure-zones guide covers what Crownsville's dominant direct exposure actually means, with real examples from across the dataset.