Crowley Lake, CA
Crowley Lake, CA's wildfire risk, in USFS's own numbers
Crowley Lake sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 489 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crowley Lake at the 89th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Crowley Lake's buildings actually sit
USFS classifies 72.8% of Crowley Lake's buildings as Direct exposure, higher than its 27.2% Indirect share and far above its 0% Minimal share — a profile where 356 structures sit close enough to vegetation that lot clearing matters most.
Crowley Lake against the rest of the country
Crowley Lake's 92nd national percentile looks worse in isolation than its 66th ranking inside California does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Crowley Lake ranks 2,513 for wildfire risk (1 is highest) and 17,540 by building count (1 is largest). Within California alone, it ranks 526 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Crowley Lake sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 92nd-percentile score like Crowley Lake's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Crowley Lake's 72.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 489 counted buildings into the percentiles shown above for Crowley Lake. For more on what direct exposure implies beyond Crowley Lake, see the exposure-zones guide.