Crouse, NC
Crouse wildfire risk explained
Crouse sits at the 55th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 319 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crouse at the 59th percentile, close to its 55th-percentile risk score.
What "at risk" means for the buildings here
Of Crouse's 319 counted buildings, 85.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Crouse against the rest of the country
Crouse scores 55th nationally and 52nd within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Crouse ranks 14,156 for wildfire risk (1 is highest) and 21,127 by building count (1 is largest). Within North Carolina alone, it ranks 374 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Crouse's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Crouse
Crouse's 85.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Crouse's 14,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Crouse, see the exposure-zones guide.