Croton-on-Hudson, NY
How exposed is Croton-on-Hudson to wildfire?
Croton-on-Hudson's 2,802 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Croton-on-Hudson at the 39th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Croton-on-Hudson's buildings actually sit
USFS puts 64.2% of Croton-on-Hudson's 2,802 buildings in the Indirect exposure zone, versus 35.1% Direct and 0.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Croton-on-Hudson compares
Croton-on-Hudson's 86th-percentile standing inside New York outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Croton-on-Hudson ranks 18,691 for wildfire risk (1 is highest) and 5,761 by building count (1 is largest). Within New York alone, it ranks 188 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Croton-on-Hudson
Croton-on-Hudson's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Croton-on-Hudson
Croton-on-Hudson's 64.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Croton-on-Hudson's figures come from
The methodology guide shows exactly how USFS turned 2,802 counted buildings into the percentiles shown above for Croton-on-Hudson. The exposure-zones guide covers what Croton-on-Hudson's dominant indirect exposure actually means, with real examples from across the dataset.