Crossville, IL
Crossville wildfire risk explained
Crossville's 549 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crossville at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
88.7% of Crossville's 549 buildings sit in USFS's Minimal exposure zone, with only 11.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Crossville compares
Within Illinois, Crossville ranks higher (21st percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Crossville ranks 30,498 for wildfire risk (1 is highest) and 16,579 by building count (1 is largest). Within Illinois alone, it ranks 1,139 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Crossville's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 88.7% of Crossville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 549 counted buildings into the percentiles shown above for Crossville. For more on what minimal exposure implies beyond Crossville, see the exposure-zones guide.