Cross Roads, PA
Cross Roads, PA's wildfire risk, in USFS's own numbers
Cross Roads's 336 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cross Roads's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Cross Roads's building exposure, zone by zone
USFS classifies 75.3% of Cross Roads's buildings as Direct exposure, higher than its 24.7% Indirect share and far above its 0% Minimal share — a profile where 253 structures sit close enough to vegetation that lot clearing matters most.
Cross Roads against the rest of the country
Cross Roads's risk sits at a similar level relative to Pennsylvania (9th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cross Roads ranks 28,221 for wildfire risk (1 is highest) and 20,685 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,820 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Cross Roads
Cross Roads's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Cross Roads's 75.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cross Roads's figures come from
Cross Roads's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cross Roads's dominant direct exposure actually means, with real examples from across the dataset.