Cross Hill, SC
Cross Hill, SC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cross Hill at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 347 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cross Hill's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Cross Hill's building exposure, zone by zone
347 buildings are counted in Cross Hill, and 96.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Cross Hill ranks
Cross Hill's 68th national percentile looks worse in isolation than its 47th ranking inside South Carolina does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Cross Hill ranks 10,187 for wildfire risk (1 is highest) and 20,408 by building count (1 is largest). Within South Carolina alone, it ranks 249 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Cross Hill and the insurance market
Cross Hill's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Cross Hill (96.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 347 counted buildings into the percentiles shown above for Cross Hill. For more on what direct exposure implies beyond Cross Hill, see the exposure-zones guide.