Cross Anchor, SC
Cross Anchor wildfire risk explained
Cross Anchor sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 129 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cross Anchor at the 67th percentile, close to its 64th-percentile risk score.
Where Cross Anchor's buildings actually sit
100% of Cross Anchor's 129 buildings sit in USFS's Direct exposure zone, roughly 129 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Cross Anchor ranks
Cross Anchor's 64th national percentile looks worse in isolation than its 32nd ranking inside South Carolina does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Cross Anchor ranks 11,288 for wildfire risk (1 is highest) and 27,771 by building count (1 is largest). Within South Carolina alone, it ranks 325 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Cross Anchor's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Cross Anchor (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Cross Anchor's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cross Anchor, see the exposure-zones guide.