Crosby, TX
Crosby wildfire risk explained
Crosby's 1,618 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crosby's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Crosby's buildings actually sit
Indirect exposure is dominant in Crosby (55.2% of 1,618 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 27.7% sit in the Direct zone.
How Crosby compares
Inside Texas, Crosby sits at just the 30th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Crosby ranks 9,623 for wildfire risk (1 is highest) and 8,703 by building count (1 is largest). Within Texas alone, it ranks 1,259 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Crosby and the insurance market
Crosby's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Crosby
Crosby's 55.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Crosby's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Crosby, see the exposure-zones guide.