Crosby, MS
How exposed is Crosby to wildfire?
USFS's Wildfire Risk to Communities model puts Crosby at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 174 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crosby's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Crosby's building exposure, zone by zone
96% of Crosby's 174 buildings sit in USFS's Direct exposure zone, roughly 167 structures close enough to burnable vegetation for flame contact, not just embers — 4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Crosby ranks
There's little gap between Crosby's 76th national percentile and its 73rd percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Crosby ranks 7,596 for wildfire risk (1 is highest) and 25,862 by building count (1 is largest). Within Mississippi alone, it ranks 116 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Crosby and the insurance market
Crosby's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Crosby (96%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Crosby's figures come from
Crosby's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Crosby's dominant direct exposure actually means, with real examples from across the dataset.