Crook City, SD
Crook City, SD's wildfire risk, in USFS's own numbers
Crook City sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 108 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crook City's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Crook City's buildings actually sit
Of Crook City's 108 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Crook City against the rest of the country
Crook City's risk sits at a similar level relative to South Dakota (89th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Crook City ranks 3,887 for wildfire risk (1 is highest) and 28,714 by building count (1 is largest). Within South Dakota alone, it ranks 47 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Crook City and the insurance market
At the 88th percentile nationally, Crook City carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Crook City's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Crook City's figures come from
Every one of the two percentiles behind Crook City's 3,887-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Crook City's dominant direct exposure actually means, with real examples from across the dataset.