Cromwell, OK
How exposed is Cromwell to wildfire?
USFS scores Cromwell at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cromwell at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cromwell's building exposure, zone by zone
Direct exposure dominates in Cromwell: 70.8% of its 219 buildings, versus 29.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Cromwell compares
There's little gap between Cromwell's 98th national percentile and its 96th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cromwell ranks 794 for wildfire risk (1 is highest) and 24,170 by building count (1 is largest). Within Oklahoma alone, it ranks 37 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Cromwell
Cromwell's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 70.8% of Cromwell in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 219 counted buildings into the percentiles shown above for Cromwell. For more on what direct exposure implies beyond Cromwell, see the exposure-zones guide.