Cromwell, IN
Cromwell, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cromwell lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 309 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cromwell at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
76.4% of Cromwell's 309 buildings sit in USFS's Minimal exposure zone, with only 23.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Cromwell against the rest of the country
Cromwell's risk sits at a similar level relative to Indiana (14th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cromwell ranks 30,911 for wildfire risk (1 is highest) and 21,390 by building count (1 is largest). Within Indiana alone, it ranks 835 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Cromwell
Cromwell's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Cromwell's 76.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Cromwell's figures come from
Every one of the two percentiles behind Cromwell's 30,911-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cromwell's dominant minimal exposure actually means, with real examples from across the dataset.