Crofton, NE
Crofton wildfire risk explained
Crofton's 524 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crofton at the 67th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Crofton's buildings actually sit
Only 18.9% of Crofton's 524 buildings carry Direct exposure and 0% carry Indirect; the remaining 81.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Crofton compares
Crofton scores 74th nationally and 76th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Crofton ranks 8,102 for wildfire risk (1 is highest) and 16,964 by building count (1 is largest). Within Nebraska alone, it ranks 140 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Crofton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 81.1% of buildings rated Minimal exposure, Crofton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 524 counted buildings into the percentiles shown above for Crofton. For more on what minimal exposure implies beyond Crofton, see the exposure-zones guide.