Crocker, MO
How exposed is Crocker to wildfire?
Crocker sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 638 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crocker at the 79th percentile, close to its 77th-percentile risk score.
Crocker's building exposure, zone by zone
USFS classifies 60.8% of Crocker's buildings as Direct exposure, higher than its 39.2% Indirect share and far above its 0% Minimal share — a profile where 388 structures sit close enough to vegetation that lot clearing matters most.
Where Crocker ranks
Compare Crocker's two percentiles: 93rd within Missouri, only 77th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Crocker ranks 7,344 for wildfire risk (1 is highest) and 15,361 by building count (1 is largest). Within Missouri alone, it ranks 73 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Crocker and the insurance market
At the 77th percentile nationally, Crocker carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 60.8% of Crocker in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 638 counted buildings into the percentiles shown above for Crocker. For more on what direct exposure implies beyond Crocker, see the exposure-zones guide.