Crestwood, KY
Crestwood, KY's wildfire risk, in USFS's own numbers
Crestwood's 1,990 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crestwood at the 20th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Crestwood's buildings actually sit
53.3% of Crestwood's 1,990 buildings sit in USFS's Direct exposure zone, roughly 1,060 structures close enough to burnable vegetation for flame contact, not just embers — 46.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Crestwood ranks
Crestwood's risk sits at a similar level relative to Kentucky (31st percentile statewide) as it does nationally (19th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Crestwood ranks 25,586 for wildfire risk (1 is highest) and 7,515 by building count (1 is largest). Within Kentucky alone, it ranks 383 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Crestwood
Crestwood's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Crestwood's 53.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Crestwood's figures come from
Every one of the two percentiles behind Crestwood's 25,586-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Crestwood's dominant direct exposure actually means, with real examples from across the dataset.