Crestone, CO
Crestone, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Crestone at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crestone at the 61st percentile, lower than its 71st-percentile risk score, because so much is actually built here.
What "at risk" means for the buildings here
176 buildings are counted in Crestone, and 73.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Crestone against the rest of the country
Crestone ranks lower within Colorado (39th percentile statewide) than its 71st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Crestone ranks 9,008 for wildfire risk (1 is highest) and 25,770 by building count (1 is largest). Within Colorado alone, it ranks 287 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Crestone's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Crestone
Crestone's 73.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Crestone's figures come from
Every one of the two percentiles behind Crestone's 9,008-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Crestone's dominant direct exposure actually means, with real examples from across the dataset.