Crestline, OH
How exposed is Crestline to wildfire?
USFS scores Crestline at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,654 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Crestline at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Crestline's buildings actually sit
Most of Crestline's buildings (85.9% of 2,654) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Crestline compares
Within Ohio, Crestline ranks higher (22nd percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Crestline ranks 30,207 for wildfire risk (1 is highest) and 6,013 by building count (1 is largest). Within Ohio alone, it ranks 986 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 4th national percentile, Crestline rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Crestline
Even with 85.9% of Crestline outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Crestline's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Crestline, see the exposure-zones guide.