Cresson, TX
Cresson wildfire risk explained
USFS's Wildfire Risk to Communities model puts Cresson at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 868 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cresson's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Cresson's buildings actually sit
USFS classifies 66.9% of Cresson's buildings as Direct exposure, higher than its 33.1% Indirect share and far above its 0% Minimal share — a profile where 581 structures sit close enough to vegetation that lot clearing matters most.
Cresson against the rest of the country
Cresson's risk sits at a similar level relative to Texas (98th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cresson ranks 862 for wildfire risk (1 is highest) and 13,007 by building count (1 is largest). Within Texas alone, it ranks 42 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Cresson and the insurance market
At the 97th percentile nationally, Cresson carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Cresson's 66.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Cresson's 862-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cresson, see the exposure-zones guide.