Cresskill, NJ
Cresskill wildfire risk explained
Cresskill sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,838 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cresskill's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 62.9% of Cresskill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 32.8% Direct and 4.3% Indirect — a landscape-level risk rather than a building-by-building one.
How Cresskill compares
Cresskill scores 27th nationally and 19th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cresskill ranks 23,170 for wildfire risk (1 is highest) and 5,682 by building count (1 is largest). Within New Jersey alone, it ranks 565 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Cresskill's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 62.9% of buildings rated Minimal exposure, Cresskill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Cresskill's figures come from
Every one of the two percentiles behind Cresskill's 23,170-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cresskill's dominant minimal exposure actually means, with real examples from across the dataset.