Cressey, CA
How exposed is Cressey to wildfire?
Out of every US place USFS scores, Cressey lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 246 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cressey at the 87th percentile, close to its 86th-percentile risk score.
What "at risk" means for the buildings here
246 buildings are counted in Cressey, and 76.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cressey compares
Inside California, Cressey sits at just the 53rd percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cressey ranks 4,371 for wildfire risk (1 is highest) and 23,256 by building count (1 is largest). Within California alone, it ranks 746 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Cressey
Cressey sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 86th-percentile score like Cressey's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Cressey's 76.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cressey's figures come from
Cressey's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cressey's dominant direct exposure actually means, with real examples from across the dataset.