Crescent Beach, FL
How exposed is Crescent Beach to wildfire?
USFS's Wildfire Risk to Communities model puts Crescent Beach at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 547 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Crescent Beach at the 90th percentile, close to its 94th-percentile risk score.
Crescent Beach's building exposure, zone by zone
USFS puts 90.5% of Crescent Beach's 547 buildings in the Indirect exposure zone, versus 7.1% Direct and 2.4% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Crescent Beach compares
There's little gap between Crescent Beach's 94th national percentile and its 89th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Crescent Beach ranks 2,010 for wildfire risk (1 is highest) and 16,610 by building count (1 is largest). Within Florida alone, it ranks 111 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Crescent Beach
At the 94th percentile nationally, Crescent Beach carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Crescent Beach
Because 90.5% of Crescent Beach's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Crescent Beach's figures come from
Crescent Beach's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Crescent Beach's dominant indirect exposure actually means, with real examples from across the dataset.