Cresaptown, MD
Cresaptown, MD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cresaptown lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,467 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cresaptown at the 50th percentile, close to its 52nd-percentile risk score.
Where Cresaptown's buildings actually sit
72.9% of Cresaptown's 1,467 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Cresaptown ranks
Cresaptown's 72nd-percentile standing inside Maryland outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cresaptown ranks 15,090 for wildfire risk (1 is highest) and 9,326 by building count (1 is largest). Within Maryland alone, it ranks 147 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Cresaptown's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Cresaptown (72.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Cresaptown's 15,090-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cresaptown, see the exposure-zones guide.