Creighton, MO
Creighton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Creighton at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 204 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Creighton at the 64th percentile, close to its 63rd-percentile risk score.
Creighton's building exposure, zone by zone
Creighton rates 68.1% Minimal exposure against just 30.9% Direct and 1% Indirect — of 204 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Creighton compares
Creighton's risk sits at a similar level relative to Missouri (64th percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Creighton ranks 11,600 for wildfire risk (1 is highest) and 24,695 by building count (1 is largest). Within Missouri alone, it ranks 381 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Creighton's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Creighton
Creighton's 68.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 204 counted buildings into the percentiles shown above for Creighton. For more on what minimal exposure implies beyond Creighton, see the exposure-zones guide.