Creekside, KY
Creekside, KY's wildfire risk, in USFS's own numbers
USFS scores Creekside at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 126 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Creekside at the 11th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Creekside's building exposure, zone by zone
126 buildings are counted in Creekside, and 75.4% of them are Indirect exposure — ember-driven risk rather than the 24.6% in Direct exposure or the 0% rated Minimal.
Where Creekside ranks
Creekside's risk sits at a similar level relative to Kentucky (7th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Creekside ranks 28,363 for wildfire risk (1 is highest) and 27,893 by building count (1 is largest). Within Kentucky alone, it ranks 513 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Creekside
Creekside's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Creekside (75.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Creekside's figures come from
The methodology guide shows exactly how USFS turned 126 counted buildings into the percentiles shown above for Creekside. The exposure-zones guide covers what Creekside's dominant indirect exposure actually means, with real examples from across the dataset.