Creedmoor, TX
How exposed is Creedmoor to wildfire?
USFS scores Creedmoor at the 80th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 521 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Creedmoor's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Creedmoor's buildings actually sit
Direct exposure dominates in Creedmoor: 94.2% of its 521 buildings, versus 5.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Creedmoor against the rest of the country
Creedmoor ranks lower within Texas (61st percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Creedmoor ranks 6,348 for wildfire risk (1 is highest) and 17,016 by building count (1 is largest). Within Texas alone, it ranks 704 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Creedmoor's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Creedmoor's 94.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Creedmoor's figures come from
The methodology guide shows exactly how USFS turned 521 counted buildings into the percentiles shown above for Creedmoor. The exposure-zones guide covers what Creedmoor's dominant direct exposure actually means, with real examples from across the dataset.