Cree Lake, IN
How exposed is Cree Lake to wildfire?
USFS's Wildfire Risk to Communities model puts Cree Lake at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 192 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cree Lake at the 7th percentile, close to its 7th-percentile risk score.
Where Cree Lake's buildings actually sit
USFS classifies 58.3% of Cree Lake's buildings as Direct exposure, higher than its 0% Indirect share and far above its 41.7% Minimal share — a profile where 112 structures sit close enough to vegetation that lot clearing matters most.
How Cree Lake compares
Compare Cree Lake's two percentiles: 46th within Indiana, only 7th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cree Lake ranks 29,339 for wildfire risk (1 is highest) and 25,156 by building count (1 is largest). Within Indiana alone, it ranks 527 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Cree Lake
Cree Lake's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cree Lake
Because Direct exposure dominates in Cree Lake (58.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Cree Lake's figures come from
Every one of the two percentiles behind Cree Lake's 29,339-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cree Lake's dominant direct exposure actually means, with real examples from across the dataset.