Crawfordsville, IA
Crawfordsville wildfire risk explained
USFS scores Crawfordsville at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 246 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crawfordsville's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Crawfordsville's building exposure, zone by zone
Crawfordsville rates 87.4% Minimal exposure against just 12.6% Direct and 0% Indirect — of 246 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Crawfordsville compares
Within Iowa, Crawfordsville ranks higher (59th percentile) than it does nationally (43rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Crawfordsville ranks 18,052 for wildfire risk (1 is highest) and 23,265 by building count (1 is largest). Within Iowa alone, it ranks 417 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Crawfordsville's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Crawfordsville
Even with 87.4% of Crawfordsville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 246 counted buildings into the percentiles shown above for Crawfordsville. For more on what minimal exposure implies beyond Crawfordsville, see the exposure-zones guide.