Crawford, NE
How exposed is Crawford to wildfire?
Crawford sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 802 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crawford's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Where Crawford's buildings actually sit
Most of Crawford's buildings (95.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Crawford against the rest of the country
There's little gap between Crawford's 85th national percentile and its 93rd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Crawford ranks 4,604 for wildfire risk (1 is highest) and 13,613 by building count (1 is largest). Within Nebraska alone, it ranks 42 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Crawford and the insurance market
Crawford's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Crawford (95.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Crawford's figures come from
Crawford's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Crawford's dominant indirect exposure actually means, with real examples from across the dataset.