Crary, ND
How exposed is Crary to wildfire?
USFS scores Crary at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 103 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crary's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
What "at risk" means for the buildings here
103 buildings are counted in Crary, and 50.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Crary ranks
Crary's 87th-percentile standing inside North Dakota outpaces its 69th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Crary ranks 9,650 for wildfire risk (1 is highest) and 28,914 by building count (1 is largest). Within North Dakota alone, it ranks 52 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Crary's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Crary
With 50.5% of Crary in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Crary's figures come from
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for Crary. The exposure-zones guide covers what Crary's dominant direct exposure actually means, with real examples from across the dataset.