Crane, IN
How exposed is Crane to wildfire?
Crane sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 124 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Crane's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Crane's buildings actually sit
USFS puts 54% of Crane's 124 buildings in the Indirect exposure zone, versus 46% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Crane against the rest of the country
Compare Crane's two percentiles: 70th within Indiana, only 16th nationally — a gap of 54 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Crane ranks 26,559 for wildfire risk (1 is highest) and 27,977 by building count (1 is largest). Within Indiana alone, it ranks 294 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 16th national percentile, Crane rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Crane
Crane's 54% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Crane's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Crane, see the exposure-zones guide.