Craig, MO
How exposed is Craig to wildfire?
USFS's Wildfire Risk to Communities model puts Craig at the 45th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 232 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Craig at the 45th percentile, close to its 45th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 68.5% of Craig's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.1% Direct and 16.4% Indirect — a landscape-level risk rather than a building-by-building one.
Where Craig ranks
Inside Missouri, Craig sits at just the 23rd percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Craig ranks 17,457 for wildfire risk (1 is highest) and 23,742 by building count (1 is largest). Within Missouri alone, it ranks 813 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Craig's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Craig
With 68.5% of buildings rated Minimal exposure, Craig gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Craig's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Craig, see the exposure-zones guide.