Coyote, NM
Coyote wildfire risk explained
USFS scores Coyote at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 151 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coyote's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
100% of Coyote's 151 buildings sit in USFS's Direct exposure zone, roughly 151 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Coyote ranks
Coyote's risk sits at a similar level relative to New Mexico (93rd percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Coyote ranks 857 for wildfire risk (1 is highest) and 26,851 by building count (1 is largest). Within New Mexico alone, it ranks 35 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Coyote
At the 97th percentile nationally, Coyote carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Coyote
With 100% of Coyote in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Coyote's figures come from
The methodology guide shows exactly how USFS turned 151 counted buildings into the percentiles shown above for Coyote. The exposure-zones guide covers what Coyote's dominant direct exposure actually means, with real examples from across the dataset.