Coyle, OK
Coyle, OK's wildfire risk, in USFS's own numbers
Coyle sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 255 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coyle at the 84th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
Most of Coyle's buildings (67.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Coyle ranks
Coyle ranks lower within Oklahoma (28th percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Coyle ranks 5,368 for wildfire risk (1 is highest) and 22,989 by building count (1 is largest). Within Oklahoma alone, it ranks 603 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Coyle and the insurance market
Coyle's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Coyle (67.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Coyle's 5,368-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Coyle, see the exposure-zones guide.