Coyanosa, TX
Coyanosa wildfire risk explained
USFS scores Coyanosa at the 66th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 118 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coyanosa's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
68.6% of Coyanosa's 118 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 31.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Coyanosa against the rest of the country
Coyanosa ranks lower within Texas (23rd percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Coyanosa ranks 10,760 for wildfire risk (1 is highest) and 28,276 by building count (1 is largest). Within Texas alone, it ranks 1,385 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Coyanosa and the insurance market
Coyanosa's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Coyanosa's 68.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Coyanosa's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Coyanosa, see the exposure-zones guide.