Coy, AR
How exposed is Coy to wildfire?
Out of every US place USFS scores, Coy lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 111 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coy's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Coy's building exposure, zone by zone
Most of Coy's buildings (73.9% of 111) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Coy compares
Coy scores 15th nationally and 7th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Coy ranks 26,810 for wildfire risk (1 is highest) and 28,572 by building count (1 is largest). Within Arkansas alone, it ranks 568 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Coy
Coy's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Coy's 73.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Coy's figures come from
The methodology guide shows exactly how USFS turned 111 counted buildings into the percentiles shown above for Coy. The exposure-zones guide covers what Coy's dominant minimal exposure actually means, with real examples from across the dataset.