Cowley, WY
Cowley, WY's wildfire risk, in USFS's own numbers
Cowley's 391 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cowley at the 31st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
391 buildings are counted in Cowley, and 83.6% of them are Indirect exposure — ember-driven risk rather than the 16.4% in Direct exposure or the 0% rated Minimal.
Where Cowley ranks
Inside Wyoming, Cowley sits at just the 1st percentile even though it scores 32nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cowley ranks 21,387 for wildfire risk (1 is highest) and 19,401 by building count (1 is largest). Within Wyoming alone, it ranks 190 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Cowley and the insurance market
At the 32nd national percentile, Cowley rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 83.6% of Cowley's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 391 counted buildings into the percentiles shown above for Cowley. For more on what indirect exposure implies beyond Cowley, see the exposure-zones guide.