Covington, WA
Covington, WA's wildfire risk, in USFS's own numbers
USFS scores Covington at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,269 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Covington at the 14th percentile, close to its 13th-percentile risk score.
Covington's building exposure, zone by zone
Covington rates 82.5% Minimal exposure against just 12.5% Direct and 5% Indirect — of 7,269 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 7,269 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Covington against the rest of the country
There's little gap between Covington's 13th national percentile and its 15th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Covington ranks 27,531 for wildfire risk (1 is highest) and 2,355 by building count (1 is largest). Within Washington alone, it ranks 532 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Covington's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Covington's 82.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Covington's figures come from
The methodology guide shows exactly how USFS turned 7,269 counted buildings into the percentiles shown above for Covington. The exposure-zones guide covers what Covington's dominant minimal exposure actually means, with real examples from across the dataset.